Keep more of what you earn

As the saying goes, “Sometimes, there’s too much month left at the end of the money.” And for far too many Central Texans, this is the reality: work hard, make a little money, pay for the bare minimums, then do it all again with the next paycheck.

The result? 40% of Central Texas families live below the Family Budget Estimator (FBE)—the real and basic costs of living in our region.

Download our Financial Toolkit

Includes important and helpful information on:

    • How to open a bank account
    • Alternatives to pawnshop loans, payday loans and subprime credit cards
    • Debt management plans
    • Income tax return preparation
    • And much more!

Start Saving Money Today

By signing up for a bank or credit union account, you can deposit your money and pay bills for free or at a low cost. Even if you’ve had problems with an account in the past, have never had an account before or don’t have a Social Security number, you can still open an account in Central Texas.

Bank On Central Texas has more than 40 partner branches in the Greater Austin area. Use the tools on this page to learn more just how easy and affordable opening a bank can be:

  • Bank Locator: Bank on Central Texas has more than 40 partner branches in Central Texas. Use our convenient locator tool or call 2-1-1 Texas to find the participating financial partner that’s best for you.
  • Financial Toolkit: You work hard for your money! Download our Financial Toolkit to find out how you can pocket more.
  • Financial Education Classes and Trainings: Attend financial education sessions in your area!
  • Frequently Asked Questions: Have questions about opening a bank account? Get your questions answered here.
  • Free Tax Preparation: UWATX supports Foundation Communities to provide free high-quality tax return preparation for families and individuals living in the Austin area.

Bank Locator

Please choose one:

My bank account should have the following (check all that apply):

I have had problems with a bank account in the past (bounced checks, overdraft, unpaid fees) which led to the account being closed:

My local bank branch should be located within

miles of this Central Texas zip code:

On the day I open my account, I plan to deposit (select one):

I need a bank with staff that can speak Spanish:

Ready to change lives?

Every day in Austin, we’re working to ensure each child has access to high-quality education, every family has the tools they need to be financially stable, and health and human services are readily available for all.

Sign up for News