Tag: Budget

April is Financial Literacy Month

What does financial literacy mean to you? Is it knowing how to do your taxes, budgeting well enough to have extra spending money each month, paying off your loans in a certain time or simply having a bank account? There are many free resources available online on a wide range of financial topics; all you need to do is take the time to look and educate yourself. UWATX has many resources available on our own website including: Bank Locator Tool Answer a few questions to find the perfect bank or credit union for you, complete with locations to help you get started. Financial Toolkits Our toolkit contains tips and worksheets on the following topics: Filing taxes How to repair your credit and manage debt Everything you need to know before you take out a loan How to open a bank account and set up direct deposit Financial Classes Locator Check out free upcoming financial classes near you to improve your skills. Additionally, check out these other great resources to meet your financial literacy goals: 360 Degrees of Financial Literacy 360 Degrees of Financial literacy is a national volunteer effort from America’s Certified Public Accountants to help residents understand their personal finances and develop money management skills. It focuses on financial education as a lifelong endeavor and contains tips dependent on your current situation, whether you’re a college student, young couple, divorced, etc. They have a huge range of topics covered from caring for aging parents, investing basics, sudden wealth, saving for […]

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Back to School Savings Tips

School is right around the corner, and every year it seems like back to school shopping gets more expensive. From pencils to textbooks, there’s a lot to spend on in order to prepare your child adequately for the school year. In 2014, the National Retail Foundation reported that the average family with children in grades K-12 will spend $669.28 on apparel, shoes, supplies and electronics. That’s a huge cost – and one that not every family can afford. It is important that every student begins the school year with the resources they need to be successful. If you are looking to minimize costs, here are some tips and resources on how to do so: AISD Back to School Bash On August 15 from 9 a.m. to 12 p.m., Austin ISD will be hosting the 10th Back to School Bash at the Palmer Events Center. There will be free backpacks for AISD students filled with school supplies (while supplies last), free vision exams and free vaccination opportunities. Be sure to bring your child’s shot record! AISD will also be providing free shuttles at various locations throughout Austin. Find out more information on the shuttles here. Shop at Local Thrift and Second Hand Stores Most people go straight to big name stores when they shop for back-to-school however, thrift stores can be some of the best places to find affordable gently-used clothing for the school year. Find a Goodwill Central Texas or Salvation Army to find some quality second-hand bargains which will help you save in […]

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